If you are on the hunt for a cozy dessert that feels like a warm hug, this Pumpkin Bread with Cream Cheese Filling Recipe is your new best friend. Imagine a moist, tender pumpkin bread generously swirled with a luscious, tangy cream cheese filling that melts in your mouth and fills your kitchen with the irresistible scent of fall spices. It’s simple enough to whip up on a busy afternoon yet special enough to impress anyone who tastes it. Whether you’re sharing it with friends or savoring a quiet moment, this recipe brings all the warmth and comfort of autumn right to your table.

Ingredients You’ll Need

The image shows an overhead view of various ingredients placed on a white marbled surface. There are clear glass bowls arranged neatly: one with three raw eggs, one with white flour with a wooden spoon, one with cubed butter, one with white sugar, one with orange pumpkin puree and a white spoon, one with white crumbly cheese, and one with brown sugar. Smaller bowls hold different spices in brown and dark red tones, as well as salt and baking powder. Small orange and yellow decorative pumpkins and fall leaves are scattered around the bowls, enhancing an autumn feel. A white towel with thin blue stripes is partially seen on the side. Photo taken with an iphone --ar 4:5 --v 7

Gathering a handful of straightforward, pantry-friendly ingredients is all it takes to create this deliciously spiced treat. Each component plays a key role in delivering that perfect balance of moistness, spice, and creamy texture that makes the bread unforgettable.

All-purpose flour: Provides structure and the perfect tender crumb.
Baking soda and baking powder: Help the bread rise beautifully and stay light.
Spices (cinnamon, nutmeg, cloves, ginger, pumpkin spice): Create that warm, aromatic fall flavor that defines the bread.
Unsalted butter: Adds richness and moisture for a decadent texture.
Sugar and brown sugar: Sweeten the bread while enhancing moisture and depth.
Eggs: Bind everything together and add silkiness to the batter.
Pumpkin puree: Brings that unmistakable pumpkin flavor and moistness.
Cream cheese, sour cream, and vanilla: Combine to create the dreamy cream cheese filling layer inside.

How to Make Pumpkin Bread with Cream Cheese Filling Recipe

Step 1: Prepare Your Oven and Pan

Start by preheating your oven to 350 degrees F so it reaches the perfect temperature by the time your batter is ready. Grease a 10×5-inch loaf pan well with butter or baking spray and dust it lightly with flour to prevent sticking. This prep ensures your bread pops out effortlessly once it’s baked.

Step 2: Mix the Dry Ingredients

In a medium bowl, whisk together the flour, baking soda, baking powder, salt, and all those fantastic fall spices until fully combined. This step ensures the spices are evenly distributed throughout your pumpkin bread for consistent flavor in every bite.

Step 3: Cream Butter and Sugars

Using a stand mixer or hand mixer, beat the softened butter with both sugars until light and fluffy. This creaming process incorporates air, making the bread tender and giving it a slightly sweet, caramelized edge.

Step 4: Add Eggs and Pumpkin Puree

Beat in the eggs one at a time to fully incorporate them. Then alternate adding the flour mixture and pumpkin puree in batches, mixing slowly. Resist the urge to overmix here—just combine until smooth. This keeps the bread moist and prevents it from becoming dense.

Step 5: Mix the Cream Cheese Filling

In another bowl, combine the cream cheese, sugar, sour cream, and flour, beating quickly until smooth. Then add the egg and vanilla extract, mixing to silky perfection. This creamy filling is what makes this recipe shine with a surprise tang in every slice.

Step 6: Assemble the Layers

Pour half of the pumpkin bread batter into your loaf pan and smooth it down evenly. Next, gently spread the cream cheese mixture over this layer. Finally, spoon the remaining pumpkin batter on top and smooth it carefully, leaving about an inch from the edges to prevent overflow.

Step 7: Bake to Perfection

Bake for 50 to 60 minutes until golden brown and set. Check after 40 minutes to ensure the top doesn’t get too dark—cover with foil if needed. A toothpick inserted in the center should come out clean or with just a few moist crumbs, not wet batter. Then, allow your bread to cool in the pan for 30 minutes before removing it to a wire rack.

How to Serve Pumpkin Bread with Cream Cheese Filling Recipe

A plate with two rectangular slices of a brown cake stacked on top of each other with a creamy light beige swirl running through the middle layer of each slice. The cake texture looks soft and moist with a speckled brown crust around the edges. In the background, there is a wooden cutting board with a larger piece of the same cake and a glass jar filled with cinnamon sticks. To the side on the white marbled surface, there is a small bowl of bright orange pumpkin puree and a serrated knife with a wooden handle lying next to a few cinnamon sticks. Photo taken with an iphone --ar 4:5 --v 7

Garnishes

Adding a dusting of powdered sugar or a drizzle of caramel sauce over the cooled bread can elevate its presentation and add a touch of extra sweetness that pairs wonderfully with the spice.

Side Dishes

This pumpkin bread is divine on its own but serves beautifully alongside a hot cup of tea, coffee, or even a spiced chai latte, creating a warm and cozy pairing perfect for any time of day.

Creative Ways to Present

For a festive touch, slice the bread thick and serve it with a dollop of whipped cream or a scoop of vanilla ice cream. You can also cut the bread into small squares for a charming bite-sized dessert at fall parties.

Make Ahead and Storage

Storing Leftovers

Wrap leftover Pumpkin Bread with Cream Cheese Filling Recipe tightly in plastic wrap or foil and store in an airtight container at room temperature for up to 3 days. Refrigeration can help extend freshness but might slightly dry the bread, so bring it back to room temperature before serving.

Freezing

This bread freezes beautifully! Wrap it securely in plastic wrap then in foil or place it in a freezer-safe bag. Freeze for up to 3 months. Thaw overnight in the fridge or at room temperature before enjoying its full flavor and moist texture.

Reheating

Warm slices gently in a toaster oven or microwave for about 15-20 seconds to revive that fresh-baked softness and let the cream cheese filling shimmer with creaminess.

FAQs

Can I use canned pumpkin puree?

Absolutely! Canned pumpkin puree works perfectly in this Pumpkin Bread with Cream Cheese Filling Recipe, giving you consistent texture and flavor every time.

What if I don’t have all the spices?

No worries! Cinnamon and pumpkin spice are the most essential. You can simplify the spice blend or use just pumpkin pie spice, which usually contains all the warm notes needed.

Can I make mini muffins instead of loaf bread?

Yes! Use the same recipe and pour the batter into mini muffin tins. Bake for about 20-25 minutes or until set. It’s a fun twist and makes portioning a breeze.

Is this recipe suitable for vegetarians?

It sure is! All the ingredients in this Pumpkin Bread with Cream Cheese Filling Recipe are vegetarian-friendly, perfect for a cozy meat-free dessert.

How long does the bread stay fresh?

When properly stored, the bread stays moist and flavorful for up to 3 days at room temperature. For longer freshness, refrigerate or freeze as mentioned above.

Final Thoughts

There’s truly nothing like sharing a slice of homemade Pumpkin Bread with Cream Cheese Filling Recipe during cooler months. Its perfect blend of cozy spices, tender pumpkin bread, and creamy cheesecake center creates a dessert that feels like a warm embrace. I can’t wait for you to try it and make it your own favorite fall classic.